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Affordable Dentistry

in McKinney, TX

Life. We all know it. It includes a mortgage, car payments, college tuition, and then when you least expect it, a broken tooth and cavities! Don’t worry. We offer a variety of payment options to make paying for your dental care easier, and we’ll work with you to find the right one for you. We just kindly note that payment is due at the time of service.

Dental Insurance


We work with a wide range of dental insurance providers. If you have any questions about what your dental insurance covers, please don’t hesitate to ask one of our knowledgeable team members. Red Oak Family Dentistry is in-network with:
  • Aetna PPO (Varies per plan)
  • BCBS (DNOA)
  • Careington Platinum
  • Cigna Total DPPO
  • Delta Dental PPO + Premier
  • Humana PPO
  • UHC PPO (varies per plan)
Plans not listed above may be considered out of network or possibly accepted through a 3rd party carrier.
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No Dental Insurance?


If you don’t have dental insurance, we invite you to check out the Red Oak Premier Dental Plan! It’s our in-house dental plan that saves you 30 to 50% off the average dental fees in McKinney. Head on over to our Red Oak Premier Dental plan page to start saving money on our services.

Dental Payment Plan Options


In-House Financing Plan

At Red Oak Family Dentistry, we offer our very own in-house financing plan with no interest. With this plan, you can break up your dental care costs into 4 monthly payments. This plan is only eligible for treatment plan costs greater than $200. We require a personal credit card on file as well as the first month’s down payment. Please note that there is a 5% management fee.

Extended Payment Plans

with CareCredit
Need longer financing terms? That’s not a problem! We work with CareCredit, a third-party financing company, so that our patients can access affordable payment plan options. With approved credit, CareCredit offers 6 to 12-month financing with deferred interest and no down payment, or up to 60 months to pay with reduced interest and budget-friendly monthly payments.

Online Payment Portal


Need to make a payment to our practice? Easy! Just logon to our convenient online payment portal, and you can make your payment there.
Payment Portal

$1 Emergency Exam


New patients only. Regular Value $217, includes limited exam and x-rays. *$1 Emergency Exam special is ONLY applicable for NEW patients that have no insurance.

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