Affordable Dentistry
in McKinney, TX

Life. We all know it. It includes a mortgage, car payments, college tuition, and then when you least expect it, a broken tooth and cavities! Don’t worry. We offer a variety of payment options to make paying for your dental care easier, and we’ll work with you to find the right one for you. We just kindly note that payment is due at the time of service.

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Dental Insurance

We work with a wide range of dental insurance providers. If you have any questions about what your dental insurance covers, please don’t hesitate to ask one of our knowledgeable team members. Red Oak Family Dentistry is in-network with:

  • Aetna PPO
  • Ameritas
  • Assurant
  • Cigna Radius
  • Connection Dental / GEHA
  • Blue Cross Blue Shield
  • Dental Health Alliance
  • Delta Dental Premier
  • Guardian
  • Humana
  • Principal
  • UCCI Alliance Network

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No Dental Insurance?

If you don’t have dental insurance, we invite you to check out the Red Oak Premiere Dental Plan! It’s our in-house dental plan that saves you 30 to 50% off the average dental fees in McKinney. Head on over to our Red Oak Premiere Dental plan page to start saving money on our services.

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Prepay & Save

If you prepay at the time of scheduling your appointment, we’ll extend a 3 to 5% percent discount on your treatment. Feel free to ask one of our team members what the exact amount of your discount would be if you are considering this prepay option.

Dental Payment Plan Options

In-House Financing Plan

At Red Oak Family Dentistry, we offer our very own in-house financing plan with no interest. With this plan, you can break up your dental care costs into 4 monthly payments. This plan is only eligible for treatment plan costs greater than $200. We require a personal credit card on file as well as the first month’s down payment. Please note that there is a 5% management fee.

Extended Payment Plans
with CareCredit

Need longer financing terms? That’s not a problem! We work with CareCredit, a third-party financing company, so that our patients can access affordable payment plan options. With approved credit, CareCredit offers 6 to 12-month financing with no interest and no down payment. CareCredit requires 15 to 30% down payment depending on your credit and have an 11.11% convenience fee.

Online Payment Portal

Need to make a payment to our practice? Easy! Just logon to our convenient online payment portal, and you can make your payment there.

Payment Portal

$1 Emergency Exam

New patients only. Regular Value $217, includes exam and x-rays.